Balam is a technology company, not a bank or financial institution. All financial services are provided by partners with the necessary licenses.
Balam is a technology company, not a bank. Financial services are provided by partners with the necessary licenses.
Try our beta!
Try our beta!
Try our beta!
Stablecoin Global Payments
A stablecoin-backed powerful API enabling Fintechs, Neobanks, and SuperApps to offer an end-to-end global payment ecosystem
Trusted by the world’s most innovative teams
Nerito Pay
Cross Bnk
Asistencia Financiera
All-in-One Global Payments API
We manage regulatory compliance, operations, and transaction visibility through a real-time payments dashboard
US-LatAm Settlement Streamlined
With the support of financial institutions, we simplify transactions, reducing costs and transfer times.
US-LatAm Settlement Streamlined
With the support of financial institutions, we simplify transactions, reducing costs and transfer times.
US-LatAm Settlement Streamlined
With the support of financial institutions, we simplify transactions, reducing costs and transfer times.
On-Off Ramp for Multiple Payment Methods
Support a variety of payment methods, including descentralized money and fiat.
On-Off Ramp for Multiple Payment Methods
Support a variety of payment methods, including descentralized money and fiat.
On-Off Ramp for Multiple Payment Methods
Support a variety of payment methods, including descentralized money and fiat.
Backed by Financial Institutions
Benefit from the security and reliability of partnerships with licensed financial institutions.
Backed by Financial Institutions
Benefit from the security and reliability of partnerships with licensed financial institutions.
Backed by Financial Institutions
Benefit from the security and reliability of partnerships with licensed financial institutions.
Instant FX Settlement
Achieve real-time foreign exchange settlements. Minimize delays and provide users with the fastest transaction processing available.
Instant FX Settlement
Achieve real-time foreign exchange settlements. Minimize delays and provide users with the fastest transaction processing available.
Instant FX Settlement
Achieve real-time foreign exchange settlements. Minimize delays and provide users with the fastest transaction processing available.
Built for everyone: API, Widget or WhatsApp
Our dedicated team supports you to integrate our API, widget, or even launch a dedicated WhatsApp-Remittances channel
{
"message": "Quotation information",
"data": {
"quote_id": "5d80f3e6-fe76-41e3-8540-d40538733e72",
"base_currency": "USD",
"quote_currency": "MXN",
"base_amount": 10,
"quote_amount": 162.98,
"rate": 16.61,
"fixed_fee": 1.5,
"pct_fee": 0.01,
"status": "ACTIVE",
"expiration_ts": "2024-05-22 01:29:23"
}
}
Connect to multiple partners through a single API and access a variety of payment methods
Bank Transfers
Effortlessly send money via ACH, Wire, SPEI, and other bank transfer methods.
Bank Transfers
Effortlessly send money via ACH, Wire, SPEI, and other bank transfer methods.
Bank Transfers
Effortlessly send money via ACH, Wire, SPEI, and other bank transfer methods.
Card Pay
Enable your users to pay with their preferred debit card for seamless global transactions. (Coming soon)
Card Pay
Enable your users to pay with their preferred debit card for seamless global transactions. (Coming soon)
Card Pay
Enable your users to pay with their preferred debit card for seamless global transactions. (Coming soon)
Cash Pay
Allow your users to send cash by visiting stores like Walmart, Walgreens, CVS, and +25,000 stores.
Cash Pay
Allow your users to send cash by visiting stores like Walmart, Walgreens, CVS, and +25,000 stores.
Cash Pay
Allow your users to send cash by visiting stores like Walmart, Walgreens, CVS, and +25,000 stores.
Join our waitlist
Join our waitlist
Join our waitlist
Experience our cutting-edge payment technology before anyone else.
Experience our cutting-edge payment technology before anyone else.
Experience our cutting-edge payment technology before anyone else.
Mayan Jaguar Operations LLC, d/b/a Balam (“Balam”), a Delaware limited liability company is a technology company. Funds transfer is provided by Balam’s financial services partners CFX Labs Inc. (NMLS ID #2383683, MSB #31000234678229) and Layer2 Financial Inc. (NMLS ID #2438695) (“Layer2”) which hold requisite licenses in supported U.S. jurisdictions. Banking transfers are provided via U.S. banking institutions – business partners of Layer2. Except where required by law, customer assets held by, or transmitted through the banks-partners of Layer2, custodians and exchanges are not the responsibility of Balam and Balam makes no assurances or representations with respect to any such partner bank, custodian, or exchange. Balam will not be liable for any direct or indirect losses or damages realized by customers for any reason where such loss or damage is caused, directly or indirectly, by Layer2 or its partner banks, custodians or exchanges. Contact us for more information at help@balampay.com.